There are financial institutions that exist to serve a community, and then there are financial institutions that are the community. Memphis City Employees Credit Union is the latter. Since 1959, MCECU has stood alongside the people who keep Memphis running, the city employees, public safety officers, transit workers, utility workers, and public servants of every kind who show up, day after day, in service of their city. For those members, MCECU has always been more than a place to save and borrow. It's been a partner in building a life, guided by a motto that says it all: People Helping People.

https://www.memphiscu.org/

Today, that partnership takes a meaningful new step. Digital investing is now available to all Memphis City Employees Credit Union members through MCECU Investments, powered by Eko, accessible directly within the MCECU digital banking experience members already know and trust.

This launch came together because the right people made it happen, and at MCECU, everyone chipped in.

Memphis leadership made this a real priority from the beginning, not just in words but in action, committing time, resources, and attention to making sure the platform was truly ready before it reached their members. That tone from the top created something you can't manufacture: an entire team rowing in the same direction. Across departments and job functions, MCECU team members contributed in ways both visible and behind the scenes, and the result reflects that collective investment.

What defined the collaboration between MCECU and Eko was a shared standard: nothing ships until it's right for the member. The Memphis team brought that standard to every conversation, raising the right questions, working through details deliberately, and staying engaged through every phase of the process. That kind of disciplined, member-first approach is something we deeply respect, and it's the reason members now have access to an exceptional investing experience. The Eko team is honored to have worked alongside a group this dedicated.

MCECU Investments is a fully integrated digital investing platform, built on Eko's technology and available directly within the MCECU mobile and online banking app. There is no separate app to download, no new login to remember, and no outside account to manage. Members simply log in to their existing digital banking, navigate directly to Investments, and they're in.

Members can hold multiple portfolios simultaneously, track performance over time, and move money easily between their MCECU accounts and their investment portfolios, all in one familiar place.

To mark the launch, Memphis City Employees Credit Union is offering a special welcome to members ready to get started: the first 500 members to open a new investment account will receive a $10 investment credit (terms and conditions apply).

The people MCECU serves have spent careers giving their best to this city. This promotion is a small but meaningful way for the credit union to give something back: a first step funded, a barrier removed, and a clear signal that MCECU isn't just offering a new product. It's opening a door.

MCECU was founded on a belief that has guided every decision for more than six decades: that the people who dedicate their careers to public service deserve access to the same quality financial tools as anyone else, and that a credit union's job is to help its members not just manage money, but understand it, grow it, and use it wisely. That's the mission MCECU has carried since 1959, when they opened their first branch in a corner of the City Treasurer's office and began building something that now serves over 44,000 members.

MCECU Investments is a direct expression of that mission. When investing lives inside the same app a member uses to check their balance, pay a bill, or move money between accounts, the barrier to getting started drops dramatically. There's no unfamiliar platform to navigate, no separate relationship to manage, no reason to wait. Just a straightforward path from where members are today to where they want to be. That's what "People Helping People" looks like in 2026.

What drew Eko to this partnership is the same thing that has defined MCECU since its founding: a genuine, institutional commitment to putting members ahead of profits and equipping people with the tools to manage and grow their own financial lives. At MCECU, that's not a tagline, it's structural. It's visible in how they're organized, who they serve, and what they've chosen to build over more than six decades of member-first service.

Eko provides the technology, compliance infrastructure, and integration support that makes a launch like this possible, a platform built with FINRA and SEC guidelines at its core, designed to give both the institution and its members full confidence at every step. And because Eko handles that infrastructure, MCECU can stay focused entirely on their members: understanding their needs, communicating the value of this new tool, and continuing to be the kind of credit union that Memphis has counted on since 1959.

This is exactly the kind of partnership Eko was built for.

Memphis City Employees Credit Union is a member-owned, not-for-profit financial cooperative proudly serving city employees, retirees, and their families across the Memphis area. Founded in 1959, MCECU has grown from a small community of members into a trusted financial institution serving over 44,000 members today. Guided by the motto "People Helping People" and a mission to provide the highest quality of personal financial services, encouraging savings, promoting the wise use of credit, and helping members increase their knowledge and ability to manage their own finances, MCECU has always put its members ahead of profits. MCECU Investments is the next step in that journey.

Eko is the leading digital investment platform provider, committed to democratizing wealth-building opportunities for all. By partnering with credit unions and community banks, Eko delivers user-friendly investment solutions that integrate seamlessly into existing digital banking platforms. With innovative technology and a member-first philosophy, Eko helps financial institutions empower their members to invest confidently and work toward long-term financial security.

Investment products are not deposits, are NOT NCUA insured, are NOT insured by any government agency, are NOT guaranteed by the Credit Union, are subject to risk, and are subject to possible loss of principal. Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. This content is for informational purposes only and does not constitute investment advice or a solicitation to buy or sell any security. Please consider your investment objectives, risk tolerance, and time horizon before investing. Eko Investments, Inc. is a registered investment adviser. Registration does not imply a certain level of skill or training. Brokerage services are provided by Alpaca Securities LLC, member FINRA/SIPC.