Real One (R1) Launches Digital Investing: Because R1 Members Deserve a Real Start
June 01, 2026

Digital Investing is Live For Real One Members

Real One Credit Union isn't your average financial institution. Born out of Coloramo Federal Credit Union and built from the ground up for a generation that does things differently, R1 exists to prove that a credit union can be every bit as modern, as intuitive, and as genuinely helpful as anything else in a member's financial life. R1 isn't just a place to keep money, it's a partner in building the future members actually want.

Today, that vision takes a major step forward. Digital investing is now live for Real One (R1) members, powered by Eko.

Committed to Doing the Work

Good things take time and commitment, and this launch is proof of that. The R1 team navigated a collaborative integration process with patience, determination, and a focus that never wavered. Real One shows up. They have a focus on community and support that never wavers.

The result is an investing experience that R1 members both expect and deserve: clean, intuitive, supportive, and built right into the digital banking platform they already use.

What R1 Members Can Now Do

No separate app. No new login. No reason to wait.

Digital investing is now available directly inside the R1 digital banking experience, removing every barrier that might stand between a member and getting started. R1 members can now:

  • No separate app, no separate login
  • investing lives right inside R1 digital banking, where members already are
  • Open an account in minutes
  • a streamlined onboarding experience designed to get members started without the hassle
  • 6,000+ fractionable stocks and ETFs
  • commission-free in Self-Directed portfolios, starting from as little as $1
  • Three ways to invest
  • a fully managed Pre-Built portfolio, a customizable Hybrid approach, or complete Self-Directed control
  • Recurring investments made simple
  • members can automate deposits on their own schedule, putting their financial plan on autopilot
  • Automated rebalancing and tax-loss harvesting
  • included on managed portfolios
  • Start with as little as $10
  • because building wealth shouldn't require a big balance to begin
What Makes This Launch Different

R1 was created with a clear purpose: to give a new generation of members the tools and the trust to take control of their financial lives. Investing has historically felt out of reach for a lot of people, too complicated, too expensive, too exclusive. R1 and Eko are changing that by putting a powerful, accessible investing experience directly inside the banking platform R1 members already know and trust.

This is what it looks like when a financial institution genuinely commits to meeting its members where they are.

How Eko Makes It Happen

Eko integrates directly into R1's digital banking environment through Bankjoy, among Eko's first live launches through Bankjoy-powered institutions, alongside sister brand Coloramo. Eko delivers a seamless, white-labeled investing experience that feels like a natural extension of R1's own platform. Portfolio management, compliance infrastructure, and brokerage custody through Alpaca Securities LLC are all handled behind the scenes, so R1's team stays focused entirely on their members.

For financial institutions looking to bring digital investing to the next generation of members, this partnership is a compelling example of what's possible, and we look forward to many more Bankjoy integrations ahead!

R1 + Eko: Built for What's Next

The financial institutions that will matter most to the next generation of members are the ones that actually invest in them by showing up with real tools, real support, and a genuine belief that financial well-being is for everyone. R1 is one of those institutions, and we're honored to be part of what they're building.

R1 is part of the Coloramo family. Coloramo members also have access to digital investing through this same partnership. Read about that launch here.

About Real One (R1)

Real One (R1) is a next-generation credit union brand created by Coloramo Federal Credit Union, designed to bring modern, accessible, and genuinely useful financial services to a new generation of members. Built on the values of a member-owned cooperative, with an experience built for the way people live and bank today, R1 is redefining what it means to belong to a credit union.

About Eko

Eko is the leading digital investment platform built for credit unions and community banks. Committed to democratizing wealth-building for everyday people, Eko delivers seamless, white-labeled investing experiences that integrate directly into existing digital banking platforms. With innovative technology and a people-first philosophy, Eko helps financial institutions empower their members to invest confidently and build long-term financial security, making investing more accessible for everyone.

Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. Investment products are not NCUA insured, are not credit union deposits or obligations, and may lose value. Eko Investments, Inc. is a registered investment adviser. Brokerage services are provided by Alpaca Securities LLC, member FINRA/SIPC.